I am on Version 5 of my personal AI setup and Version 6 is already being built. If that sounds unstable, it isn't. Building for flexibility, in my opinion, is a wise step. Here is the honest version of how I got from asking random facts and simple research to a coordinated fleet of agents running pieces of my business. Versions 1 and 2: Templates, Then the First Real Unlock I started in late 2024 where most people start. Simple questions to Gemini and Perplexity , the occasional ChatGPT sanity check, then the next natural step. I had a model compile a stack of spreadsheets and source documents into a deliverable template. That alone felt like magic at the time, and it hooked me on what was possible with workspace features like Claude Cowork. The real unlock, though, came from code. I had an older application I was paying a third-party shop to extend. I picked up a Cursor subscription in February 2026, because it was the only tool at the time that handled multi-repo projec...